Michigan Legal Help

I'm Being Garnished for a Debt That Is Not Child Support

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Learn about your options if your wages, bank accounts, or tax return are being garnished to pay a debt you owe. This resource is not about garnishment to pay a child or spousal support debt.

Articles

An Overview of Garnishment

Being garnished or afraid you might be? This article explains how garnishment happens and what to expect if it does.
Objecting to Garnishments

Are you being garnished when you shouldn’t be? This article explains when you can object to garnishment, and how to do it.
Electronically Deposited Exempt Federal Benefits

If you get certain federal benefits, the bank can't garnish them. Read this article to learn which exempt benefits are protected under this rule.
Garnishment Exemptions

Some money can’t be garnished. This article explains what income is exempt and how to protect it.
Garnishment of Tax Refunds

This article explains how your tax refund can be garnished (also known as intercepted) to pay a debt.
Commingling of Funds

Avoid having to prove money is exempt from garnishment by keeping it separate from other funds.
Getting an Installment Payment Plan

If you owe money on a debt, and your creditor has a judgment against you, an installment plan might protect your paycheck from garnishment. Read this article to learn more.
How to Deal with Debt Collectors
Have you gotten a letter or phone call from a debt collector? If you owe the debt, don't owe the debt, or don't know, you have rights and options. Read this article to learn more.
Going to Court to Defend a Debt Collection Case

Being sued for a debt? Read this article to learn about answering and defending a debt collection case.
Seizure of Personal and Real Property to Pay a Debt

Does a creditor have a judgment against you? This article explains how property seizure happens and what to expect if it does.
Are You Uncollectible?

Do you have limited income and debts you can’t afford to pay? You might be uncollectible.
Mediation and Other Forms of Settlement

Mediation is a settlement process that can help you resolve “contested” issues (things you and the other party don’t agree on) in your court case.
Settlement and Negotiation Strategies
Are you interested in settling your legal dispute outside of the courtroom? This article will give you some information about the settlement process and simple tips for communicating and negotiating with the other party (or their lawyer).

Instructions

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Forms

Do-It-Yourself Objection to Garnishment

If your wages, taxes, or bank accounts are being garnished incorrectly, use this tool to prepare forms to object to the garnishment.

Videos

Community Services

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Self-Help Centers

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